We help people who are...
Looking to plan for, or to start retirement - tax efficiently.
Retirement can be a wonderful period of your life. Your 9-5 days are behind you and your time is your own. But to get the most out of your retirement you need to plan ahead and answer some big questions.
We’re here to help you do both of those things, so you can live a long, happy and fulfilling retirement with the peace of mind that your finances are in safe hands.
Looking to protect their loved ones.
Whether it’s insurance incase the unthinkable happens, or ensuring your estate is passed to it’s intended beneficiaries with ease.
We can help ensure your goals are met by advising on the correct type of plan and strategy to deploy.
Saving for College fees.
Not only can we help you maximize your college fee savings, but we can also help you maximize the opportunity for grants, funding and scholarships by providing a detailed analysis of your Student Aid Index (SAI) number.
Looking to cash in their Life Policy.
If you are over 65 and have a life policy you no longer need, or can afford – we can help.
We specialize in securing maximum cash value for your policy, providing an alternative to traditional surrender options.
Our team navigates the complex life settlement market, leveraging our extensive network and negotiation skills to obtain competitive offers.
We handle all aspects of the transaction, ensuring a seamless and transparent process, empowering you to access immediate liquidity and repurpose your assets according to your evolving financial needs.
IRMAA Avoidance.
Concerned about paying for Medical expenses once you’ve left the workplace? Or the rising cost of medical care & Medicare premiums?
Navigating IRMAA surcharges can significantly impact your retirement income.
Our comprehensive services are designed to help you proactively manage your Modified Adjusted Gross Income (MAGI) and mitigate these costs.
We employ strategic tactics such as optimizing Roth conversions, leveraging Qualified Charitable Distributions, and implementing tax-efficient investment strategies.
By carefully structuring your retirement withdrawals and employing smart asset location, we aim to minimize your taxable income, ensuring you retain more of your hard-earned retirement savings.
Book a meeting
The first step on your financial journey is always the biggest leap.
Book a free strategy call and let’s discuss how we can help you achieve your goals.